Home Sale Advance Funding
Your money is in that house.
Let's get it moving.
When you sell your home with Unbiased Options, you shouldn’t have to wait, struggle, or cut corners to get to what’s yours. We control the listing — so we can make the process work for your life, not just the closing date.
The Gap Nobody Talks About
Selling your home and needing money at the same time shouldn't be this hard
Closing timelines, buyer demands, and repair requirements leave sellers in a cash squeeze — right when life demands the most. When Unbiased Options manages your sale, we can cover those costs as part of our service. You know the money is coming. We help you get there without the wait.
You need to move — now
Your next place is ready but the sale hasn’t closed yet. The funds are there; the timing just doesn’t line up.
Repairs are required to close
Inspection revealed issues. The buyer wants them fixed. You have the home equity to cover it — but not the immediate cash.
Staging, prep, or moving costs
Making the home show-ready takes money upfront — before you see a single dollar from the sale it generates.
The timeline shifted
Deals fall through, close dates move, and life doesn’t pause. A short-term bridge can mean the difference between smooth and stressful.
You Are Not Alone
When we handle your sale, we can handle the gaps too — and we only recommend what's truly necessary
At Unbiased Options, we exist to give you a clear, honest view of your selling situation — with no upsells, no hidden agendas, and no pressure. Because we manage your listing or provide a cash offer directly, we’re able to front costs as part of our service in a way no outside party can. If you need it, we’ll tell you exactly what it costs. If you don’t, we’ll tell you that too.
The Plan
Simple, transparent, and settled at closing
01
Free Unbiased Consultation
We sit down with you and lay out every option available — whether we list your home or present a direct cash offer. No pressure, no pitch — just a clear breakdown of what’s possible and what makes sense for your situation.
02
Identify What You Need
Whether it’s moving expenses, repair costs, bridge-to-next-home funding, or staging — we identify the exact amount and purpose. We only recommend services we believe are absolutely necessary.
03
We Cover the Costs
Because we control the listing or are making the cash offer directly, we front the costs you need covered as part of managing your sale. No bank applications, no credit checks, no lengthy approval process.
04
Everything Settled at Closing
The fronted costs plus our facilitation fee are accounted for as part of your sale. Everything is settled automatically through your title company at closing — nothing out of pocket on your end before then.
When To Use This Service
You're in the driver's seat — we just clear the road
This service is exclusively available to sellers who are working with Unbiased Options — either through our listing service or a direct cash offer. It’s a support layer for when your own resources don’t quite bridge the gap. Common situations we help with:
- ✓ Moving costs and transitional living expenses
- ✓ Repair and remediation required by the buyer
- ✓ Pre-listing prep — paint, staging, cleaning, landscaping
- ✓ Down payment or deposit on your next home
- ✓ Covering living costs during an extended close timeline
- ✓ Unexpected costs that arise mid-transaction
If you can cover it another way, we’ll tell you that first. This is a last-resort tool, not a first recommendation.
Transparent Pricing
No hidden costs. No surprises at closing.
Our fee structure is intentionally simple so you can make a clear, informed decision before you commit to anything.
Facilitation Fee
$1 per $1 advanced
- ✓ Fronted costs and service fee settled at closing
- ✓ Paid in full at closing through your title company
- ✓ No out-of-pocket payments before closing day
- ✓ Full fee breakdown provided before you sign anything
- ✓ No application fees or upfront costs
Simple example
If you need $5,000 to cover moving costs and repairs, our total facilitation fee is $5,000 — settled at closing. You receive the cash you need now; both amounts come out of proceeds on closing day.
This is a service, not a loan
Unbiased Options is not a lender. What you’re paying for is full-service home sale management — the expertise, coordination, and white-glove execution that comes with having us run your transaction. Fronting costs is part of that service. The fee is fixed, disclosed upfront, and covers everything we do to get your home sold and your life moving forward.
Settled through closing, not your pocket
Your credit score, personal assets, and finances are never part of this equation. The service fee is settled as a closing cost through your title company — handled the same way agent commissions, escrow fees, and any other transaction costs are. Clean, simple, and accounted for on your settlement statement.
We only recommend what’s necessary
At your consultation, we go through every option available to you. If there’s a better path that doesn’t require this service, we’ll tell you. We only recommend what genuinely helps move your sale forward — not what generates fees we haven’t earned.
A smooth closing is the goal. Everything else is just preparation.
When the dust settles, you walk away with your proceeds — and the peace of mind that came from making smart, informed decisions at every step.
Common Questions
Everything you need to know before you decide
Don’t see your question? Your consultation is the best place to get a direct, honest answer with no strings attached.
Does my credit score affect whether I qualify?
No. This is a service fee tied to your home sale transaction, not a personal financial product. Your credit score, income, or personal finances are not part of how we evaluate whether this service makes sense for your situation. The only thing that matters is the sale we’re managing together.
What if my home sale falls through?
This is something we discuss specifically during your consultation. Because we’re managing the sale ourselves, we have full visibility into the transaction and assess its strength before fronting any costs. We only proceed when we’re confident in the outcome. The terms for any unlikely scenario are disclosed clearly in writing before you commit to anything.
How is this different from a HELOC or other financing options?
HELOCs and other financing products require bank underwriting, good credit, and often take weeks just to open. They also leave you managing an active financial obligation after your home sells. This is different — it’s a service fee that’s part of your sale transaction, settled at closing alongside every other closing cost. No applications, no ongoing payments, no separate financial product to manage.
Is the 1-for-1 fee always the same regardless of amount?
The standard facilitation fee is $1 for every $1 advanced. Your full fee breakdown is provided at consultation — before you sign anything — so there are no surprises. The exact structure for your situation will be laid out clearly in writing.
Do I need to be working with Unbiased Options to qualify?
Yes — this is an exclusive add-on for sellers working directly with Unbiased Options. Because we manage the listing or provide the cash offer ourselves, we have the visibility and control over the transaction necessary to advance funds responsibly. We’re not able to offer this service on third-party listings.
How quickly can I access the funds?
Timelines depend on documentation and the specifics of your sale. Because this is part of our service management rather than a separate financial process, we move as quickly as your sale allows. Your consultant will give you a realistic timeline during your initial meeting.
Your Next Step
Start with an Unbiased Conversation
Your free consultation lays out every option available to you — including whether fronting costs as part of our service is actually the right move for your situation. No pressure. No pitch. Just clarity.
Full breakdown of your home sale options
Honest assessment of which services you actually need
Custom cost estimate and service fee quote (if applicable)
No obligation to proceed with any service
Available in Arizona · Serving the greater Phoenix metro and beyond